Capital Stack Planning delivered under one principal.
Debt and equity stack structuring for Central Florida real estate projects: senior debt, mezz, preferred equity, sponsor co-invest, and investor waterfalls.
The problem we solve.
The capital stack determines the return profile more than most sponsors realize. We structure capital the way institutional LPs structure it — explicit about who wins if it goes right, and explicit about who loses if it does not.
What you get when you engage River for capital stack planning.
Senior debt sourcing
Relationships across Central Florida community banks, regional banks, and specialty debt funds for construction and bridge debt.
Preferred equity structuring
Preferred equity layers with catch-up and promote — sized against downside return of capital, not just upside IRR.
Sponsor co-invest discipline
We insist on meaningful sponsor co-invest on every deal. Capital at risk is how alignment is proven.
Waterfall modeling
Multi-tier waterfalls with clear pref, catch-up, and promote — modeled across all three underwriting cases.
LP-grade documentation
Offering materials written to institutional LP standards even for small-deal accredited syndications.